A little bit about me

I am 32 touching 33 right now. Ouch! Growing up I have always been frugal and saved as much as I can. However, what I lack was a nous in investing or rather any basic education in investing. That is because growing up in Indonesia, I was accustomed to high interest rates. Bank interest rates of up to 10 – 12% were the norm back then. Even when I started my first job in 2009, I managed to invest via my mom in a bancassurance that paid 7.5% in interest.
I really feel like I missed out on a lot of growth opportunities. The first year I came to Singapore, I opened an OCBC 360 bank account which paid 1++% in interest. I put all my savings in the account. Fast forward 3 years to 2018 and due to personal reasons I had to dip into my life savings. I used up everything and had to start from zero again.
I noticed there’s a lack of personal finance blog for foreigners in Singapore. Well, at least for those from developing countries like myself. While I have to admit that I am a complete noob in investing, I am simply sharing my experiences (ups and downs) in investing and other personal finance tid bits. As always, please do your own due diligence.

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Niu Technologies (NASDAQ:NIU) and Agora Inc (NASDAQ:API)

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My Bornean Financial Journey

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